As we all know, in the fund investment market, money funds have always been known for their low risks and stable returns. Now, bond funds have begun to attract the attention of many stable investors. So, are bond funds risky? What is the yield of bond funds in general? Let's take a look.

Is it risky to buy a bond fund?

Bond fund is a kind of fund form that gathers idle funds of many investors to invest in bonds. Its biggest feature is portfolio investment, capital security and seeking stable income.

All fund investments are risky, just depending on the size of the risk. Bond funds also have risks in many creditor products, but the risks are relatively small. At the same time, high risk corresponds to high income, and low risk naturally leads to relatively low yield of bond funds.

What is the yield of bond funds in general?

The yield of bond funds is generally around 5%. The average annual yield of pure bond funds is slightly higher than that of 1 year treasury bonds; The average annual income of hybrid bond funds with good performance exceeds 10%, and the annual income of bond funds is generally slightly higher than the bank interest rate in the same period.

Generally speaking, it is possible to lose money by buying bond funds in theory, but compared with other types of funds, bond funds are low-risk fund products, but the overall income is relatively low. Therefore, the bond fund income is more suitable for some cautious investors to buy. If you want to pursue higher returns, you should consider other products.