There is a strange phenomenon when buying funds, that is, most funds are positive returns, but most investors who buy funds will lose money, so why are most of them losing money? What is the reason? We have prepared relevant contents for your reference.

Reason one: the fund portfolio is unreasonable.

Some investors like to buy more than one fund when they buy funds. They think that buying funds can spread the risk of funds, but they all buy the same type of funds, and the stocks with heavy positions are the same. In fact, they can't achieve the purpose of diversifying risks.

Reason 2: They all invest in high-risk fund types.

There are different types of funds, and different types of funds have different benefits and risks, among which the risk of money funds is very small. If you buy a money fund, the possibility of loss is very small. If you buy stock funds, hybrid funds, index funds, etc. , are all high-risk fund types. Buy more, the risk is greater, and the possibility of loss is greater.

Reason 3: I don't understand the fund.

Although the fund's past income is positive, such as the past month, the past three months, the past year and so on. The fund will go up and down every day. If it is a fund with relatively high risk, it will basically fall, just saying that a good fund will rise more and fall less.

Reason 4: blindly follow the trend

See which fund has a good rally, high heat and many buyers, and it will follow suit and know nothing about the fund. This is easy to cause losses, because funds with good rebound, high heat and many buyers are popular, but buying at high points may also be risky.