Generally speaking, if the stock market is at a high level, the net value of funds investing in stocks is relatively high, and if the stock market is at a low level, the net value of funds investing in stocks is relatively low.
Equity funds need to buy at the right time, because equity funds are highly related to the trend of the stock market. Generally speaking, if the stock market is at a high level, the net value of funds investing in stocks is relatively high, and if the stock market is at a low level, the net value of funds investing in stocks is relatively low, so investors need to buy at a low point in order to gain a low-cost advantage, which is also the reason why stock funds need to buy in time.
Equity funds are risky and have the same returns. The fund will fluctuate greatly, so it is difficult to accurately judge the low and high points of stock funds, because the stock fluctuates greatly and quickly, and it is very difficult to choose the timing.
However, it is worth noting that you can use the method of fixed investment of the fund to make purchases. In addition, this method of fixed investment of funds saves time and effort and belongs to the lazy investment mode.
Its advantage is that regular fixed investment will be carried out automatically according to the setting. When the market is in a downward trend, buying with the same amount at this time can gain more shares, reduce costs and spread risks.
Suppose: the Shanghai Composite Index fluctuates between 6000-3000 points, and investors have not invested well since 6000 points, so we must choose the right time when making a fixed investment.