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Q 1: what is a fund?
Simply put, a fund is to pool all investors' money and then hand it over to a professional fund manager for management.
In fact, we will also come into contact with many funds in our daily life, such as Ma Yun's father's balance treasure, as well as the usual pension and social security funds.
Q2: What are private equity funds and Public Offering of Fund?
Private equity funds have high risks and rich returns, but ordinary investors do not have the ability to bear such risks, so private equity funds are not open to the public and recruit from specific targets by private placement.
In contrast, public offering funds raise funds from the public.
Q3: Why do you choose funds as our investment means?
In fact, as I said before, it is better to spend some management fees on professionals than to explore what you want yourself. In order to stabilize and share risks, they have worked hard to select dozens of stocks (such as SSE 50, others 50, Shanghai and Shenzhen 300 and others 300).
The result is not as good as other people's funds, so why bother?
And if you invest in a fund, you don't have to stare at dozens of stocks every day, which saves you a lot of worry. Believe me, if you are a person who can't let go of the stock market easily, fear will make people old.
Q4: What are the common fund classifications?
① According to the differences of fund decision makers, transaction costs and operation modes, funds can be divided into active funds and passive funds.
② According to whether redemption and subscription are open, funds can be divided into open-end funds and closed-end funds.
According to the different investment risks and returns, funds can be divided into growth funds, income funds and balanced funds.
④ Funds can be divided into hybrid funds, monetary funds, bond funds and stock funds according to the different composition of funds.