1, open Alipay, and click Wealth at the bottom of Alipay;
2. Click Fund-Target Investment in the wealth interface;
3. After entering the target interface, click the view plane in the upper right corner;
4. Click "sell" at the bottom after entering the fixed investment details page, and then click "stop selling" and follow the prompts on the page.
At present, there is no extra fee for withdrawing funds before reaching the target rate of return, and only the normal redemption fee is charged. For selling held for less than 7 days, the fund company charges 1.5% of the selling fee.
Finally, it should be noted that the fund is sold according to the principle of unknown price, so investors can't know the transaction price when selling.
Extended data:
Alipay's target investment is the wealth management service jointly launched by Ant Wealth and Tianhong Fund. That is, according to the deduction period and date agreed by investors, the designated fund is deducted from the designated deduction channel, and at the same time, because the target rate of return is set, the system will automatically help investors sell the fund when they reach the target rate of return after purchasing.
To put it simply, after investors set the target rate of return, the amount of fixed investment, the deduction period and the deduction channel, they don't need to take care of it. After reaching the target rate of return, the system will automatically sell the fund.
At present, Alipay's target investment can set a target rate of return between 4% and 20%. However, it should be noted that the higher the target rate of return, the longer the fixed investment time.
For example, investors only set a target rate of return of 4%, which can be achieved in about 3 months according to historical data. If investors set a target rate of return of 20%, according to historical data, it will take about 2 1 month to achieve it. Of course, how long it takes to reach the target rate of return depends on the actual situation.
Alipay target investment and sales:
Alipay target investment can be sold at any time, and the selling process is as follows:
1, open Alipay, and click Wealth at the bottom of Alipay;
2. Click Fund-Target Investment in the wealth interface.
3. After entering the target interface, click the view plan in the upper right corner;
4. Click "sell" at the bottom after entering the fixed investment details page, and then click "stop selling" and follow the prompts on the page.
It should be noted that if the funds are withdrawn before the target rate of return is reached, although there will be no additional handling fee, the normal redemption handling fee will be charged. For the sale held for less than 7 days, the fund company will also charge a selling rate of 1.5%, so it is best to hold for more than 7 days before selling, otherwise it will not only make money but also lose money.