If the investor is a novice and doesn't know where to buy a fund for the first time, you will know how to buy a fund after reading this article. First of all, you should know that funds can be divided into on-site funds and off-site funds from the perspective of purchase methods.
On-site funds refer to funds traded in trading places, which are generally purchased through the platform of brokers. For example, it can be purchased by downloading securities companies or third-party securities trading software such as Straight Flush and Great Wisdom.
Generally, trading commission is required for on-site fund transactions, while subscription fee, redemption fee, management fee and custody fee are required for off-site funds. From the perspective of transaction rates, on-site funds are lower than off-site funds.
OTC funds are more common. For example, banks, brokers, Alipay, WeChat, Tian Tian Fund Network and other third-party fund consignment platforms are all OTC funds. Some novices will choose these platforms to buy funds because there are Alipay or banks and bank apps in their mobile phones.
The threshold for off-exchange funds is relatively low. Generally, OTC funds 10 yuan can be bought, and most people can buy them. However, the threshold of OTC funds is higher, at least 100 yuan, and the threshold is higher.
If you want to buy a fund, you must first choose your favorite software to download. For example, if you buy a fund in Alipay, you can download Alipay, log in to Alipay, then search for the fund on the home page and click enter, and then select the fund you want to buy on the fund page.
Pay attention to choosing a good fund when buying and hold it for a long time. First of all, you can choose a good fund manager. Because funds are managed by fund managers, it is very important to choose a good fund manager. When choosing, give priority to long working years and high rate of return.
In addition, we should also pay attention to the past performance of the fund, try to choose a fund with good past performance, and secondly, don't chase up and kill down when buying a fund. Funds have to buy low and sell high to make money.