1. Yes, but you need to get her ID card and your ID card.

2. Can you activate online banking?

Very convenient.

3. Currently, there are three main channels for fund sales, namely fund company direct sales centers, bank agency sales outlets, and securities company agency sales outlets.

The advantages and disadvantages of subscribing to funds through various channels: 1. Fund company direct sales center: The advantage is that you can complete account opening, subscription (subscription) purchase, redemption and other procedures through online transactions, and enjoy discounts on transaction fees, and are not restricted by time and place; Disadvantages

When customers need to purchase products from multiple fund companies, they need to go through relevant procedures at multiple fund companies, and investment management is more complicated.

In addition, investors are required to have corresponding equipment and Internet access conditions, as well as strong network knowledge and application capabilities.

2. Bank outlet agency sales: The advantage is that there are many bank outlets, making deposits and withdrawals convenient; the disadvantage is that each bank outlet sells limited fund company products, usually new funds; investors need to go to and from the outlet to handle procedures.

3. Agency sales by securities companies: The advantage is that securities companies generally sell most fund company products on an agency basis, with a wide range of choices. The account managers of securities companies have professional investment capabilities and can provide good analysis and suggestions. This can be achieved through online transactions and telephone entrustment by securities companies.

Various transaction procedures for funds; fund deposits and withdrawals are carried out through bank-securities transfers, and multiple products such as securities and funds can be managed in one account; the disadvantage is that there are fewer securities company outlets than bank outlets, and you need to go to a securities company outlet to handle business for the first time.

How to choose the channel that suits you to buy funds?

For investors who have strong professional abilities (can analyze fund products and handle business online), choosing direct sales from a fund company is a better choice.

For older middle-aged and elderly fund investors, it is more suitable for bank branches and securities company branches around them to use the convenience of numerous bank branches to complete fund investments, or rely on the recommendations of securities company account managers to choose suitable funds through the counter and other methods.

Fund purchases.

For working-class people or young white-collar workers, it is more suitable to achieve one-stop management through the branches of securities companies.

The process of opening a fund account or purchasing a fund at a fund company, bank outlet, or securities company outlet is basically the same: 1. Go to the outlet counter to fill in the "Open-end Fund Account Application Form" → Submit the completed form and valid certificates to the counter staff → Customer settings

Transaction password and inquiry password → The counter staff will reply with the "Account Opening Acceptance Receipt" → Customers can check the application confirmation result by phone, online, or at the agency outlet on T+2.

2. Information required to open an account at the counter: ① Original valid ID card (including resident ID card, police officer ID card, military officer ID card, soldier ID card, passport, etc.); ② Personal current bank card or passbook for bank-to-bank transfers.

3. Conduct fund subscription (subscription) and redemption procedures through telephone entrustment, online transactions or in person at the counter.