"Regulations on Work-related Injury Insurance" Article 4 The employing unit shall publicize the relevant information about participating in work-related injury insurance within the unit. Employers and workers shall abide by the laws and regulations on production safety and occupational disease prevention and control, implement safety and health regulations and standards, prevent work-related accidents, and avoid and reduce occupational hazards. When an employee suffers from a work-related injury, the employing unit shall take measures to enable the employee to receive timely treatment. Article 14 An employee shall be deemed as a work-related injury under any of the following circumstances: (1) Being injured by an accident during working hours and workplace; (two) before and after working hours, in the workplace, engaged in preparatory or finishing work related to the work and was injured by an accident; (three) during working hours and workplaces, due to the performance of duties by violence and other accidental injuries; (4) Suffering from occupational diseases; (five) during the business trip, injured or missing due to work reasons; (six) on the way to work, I was injured by a traffic accident or an urban rail transit, passenger ferry or train accident for which I was not primarily responsible; (seven) other circumstances that should be recognized as work-related injuries as stipulated by laws and administrative regulations.
Handling methods of industrial injury insurance
There are three ways to apply for work-related injury insurance: one is to apply for work-related injury insurance at the social security office; Second, buy employer liability insurance from commercial insurance companies. This kind of insurance is aimed at employees' disability caused by accidents during work and on their way to and from work. In addition, it also protects against occupational diseases. This kind of insurance should be purchased by the employer; Third, buying group personal accident insurance from commercial insurance companies can provide 24-hour protection for employees. Insurance responsibility is to protect employees from disability caused by accidents. Finally, adding a medical expense insurance to the second and third insurances can protect the medical expenses caused by personal injury caused by accidents.