Safe and reliable: The baby education fund insurance is underwritten by insurance companies and strictly supervised by China Banking and Insurance Regulatory Commission, so it is highly safe and reliable.

Compulsory saving function: buying insurance of baby education fund can play the role of compulsory saving. You need to pay a certain premium in the early stage. However, only when the insured lives safely to the agreed age can he begin to receive the education annuity. This way can help you ensure that you have enough funds to prepare for your child's education.

Premium exemption function: Most baby education fund insurance products provide premium exemption liability. For example, the insured has a specific accident agreed in the contract, and the remaining premium does not need to be paid, but the insurance protection is still effective.

Harvest: Many baby education fund insurances can also be attached with universal accounts. Put the annuity and idle funds into this account to compound interest and increase value, and you will have a chance to get more income.

Early purchase discount: Generally speaking, the younger you are, the cheaper the premium you need to pay. Therefore, if you have plans to prepare an education fund for your children, it is recommended to act as soon as possible.

Special fund is special: when the insured lives safely to a certain age, such as 18 years old, 20 years old and 22 years old (subject to the insurance contract), education annuity can be paid. This design provides sufficient funds for children's future education.

Future old-age security: part of the baby education fund insurance can be guaranteed for life and provide stable income. This means that in addition to preparing for children's education, you can also provide some protection for your old-age life by purchasing this insurance.

Passing on love and responsibility: By purchasing education fund insurance for the baby, the baby is designated as the insured, which reflects the parents' intention to plan their children's education life in advance. This practice can not only make children feel the care of their parents, but also help them understand the importance of education.

Matters needing attention

Although the baby education fund insurance has the above advantages, we should also realize that it lacks the risk coverage of basic protection such as diseases and accidents. Therefore, it is suggested that on the basis of purchasing health insurance such as medical insurance, critical illness insurance and accident insurance for children, if there are still idle funds, you can consider purchasing baby education fund insurance for children. This can provide more comprehensive protection for children's future.