Generally speaking, financial management is risky, and the greater the risk, the higher the income. So when you choose financial management, if you want to focus on simple and worry-free financial management, don't pursue financial management with too much risk. You can choose financial management with low risk but stable income. Although the income will not be particularly high, there will be great gains if you accumulate it slowly. The following is my hope for you.

1, small coup for current financial management

Alipay has a current financial management: there are five monetary funds, namely Great Wall Revenue Treasure Monetary Fund A, Southern Cash Increase Fund F, Boss He Hui Monetary Fund A, Xingtian Tianyi Money Market Fund A and Huitianfu Income Quick Money Fund C.

These money funds have little risk, small capital fluctuation, relatively stable income and relatively fast redemption time. The general redemption time is T+ 1. If it is redeemed before three o'clock on Friday, it will not be available until next Monday. If you want to get it quickly, you can usually choose Monday to Thursday1before 5: 00.

2, lazy financial tips

Alipay has a lazy financial manager, and a * * * has three financial management pages:

First, the introduction to financial management, a steady and good choice, the expected annualized income is around 4%;

Second, be steady, strive for good returns, and expect annualized returns to be around 5%;

Third, small winds and small waves, the income has risen steadily, and the annualized income is expected to be around 6%.

Different returns represent different risks. The minimum risk of Alipay's lazy financial management is to get started with financial management and make a safe choice. The annualized income is expected to be around 4%, which basically belongs to the middle and low risk level. If you hold it for a long time, you will basically not lose money. Investors can choose their own risks and benefits according to their own affordability.

3. Have financial management skills.

In Alipay, there is a balance treasure for financial management. The biggest advantage of Yu 'ebao is that it can be used as a current account and can be taken out and deposited at any time. In addition, it also supports two-hour quick arrival, and can also be directly used for consumption, which is very convenient and deeply loved by most people.

In addition, in essence, Yu 'ebao is connected to the money fund. Putting money into Yu 'ebao is equivalent to buying a money fund. The essence of money fund is low risk, relatively stable income and relatively small fund fluctuation. Investors only need to transfer their money to Yu 'ebao, and they can earn money every day. It's very simple and they don't need to worry about it themselves.

Although Yu 'ebao does not guarantee the principal and interest, so far, the money fund docked by Yu 'ebao has never suffered a loss. Although it does not represent the future, it will still have certain reference significance.