Most people buy science and technology funds because they value high growth and are willing to bear certain fluctuation risks in exchange for higher returns. If investors still agree with their original investment logic, it is worthwhile to wait for flowers patiently.

At present, the yield of money funds has generally dropped to around 2%. With the downward trend of risk-free interest rate of real estate speculation, it will be a general trend for funds with low and medium risk preferences to flow into A shares one after another. Appropriate selection of some industries with medium and long-term allocation value is a more cost-effective choice from a longer-term investment perspective, although short-term uncertainty and volatility are greater.