a thousand hundred-dollar bills are 1, yuan, and 1X1＝1 yuan. Money, also known as paper money. It refers to a special currency certificate printed with soft materials (usually special paper), which is usually a currency symbol issued and used by the state. Paper money itself has no value. Although it is a currency symbol, it cannot directly exercise the function of value scale, but its face value is defined by the state. Compared with coins, paper money usually has a higher face value.

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1. What materials are the banknotes made of?

Paper is the main material for printing banknotes, and the main component of RMB paper is short cotton wool. The banknote paper made of 95% cotton wool and 5% wood pulp adopts a kind of first-class cotton wool, and there is no whitening agent in the banknote paper, so there will be no fluorescence reaction under the purple light. RMB paper is made of special banknote paper, which is smooth, tough, folding-resistant, stiff, and has certain chemical corrosion resistance. It can be used for a long time and is not easy to be damaged. The stiffness of RMB is very high, and it can make a crisp sound that counterfeit money does not have when shaking. It will not break when folding RMB, and it will not be rubbed when you put RMB into a ball in your hand. In addition, anti-counterfeiting measures such as watermark, colored fiber and safety thread have been strengthened on the paper. In addition, there are also anti-counterfeiting measures in printing ink and printing technology of paper money.

2. Is paper money money?

No, paper money is not money. Although paper money has the basic function of money, it has no value in itself. It cannot be used as a means of storing money, nor can it be used as a measure of value. Paper money is a currency symbol issued by the state and used forcibly. Money is a fixed commodity that acts as universal equivalent in the long-term exchange process. In real life, money can be generally accepted items that can be used for payment, which can pay off debts or commodities. Money can also flow as the public's net assets; Can also serve as a medium of exchange, value, storage, price standards and deferred payment standards.

3. Monetary fund

Monetary fund is an open-end fund that gathers idle social funds, is operated by fund managers and kept by fund custodians, and is specially invested in risk-free money market instruments. Different from other types of open-end funds, it has the characteristics of stable profitability, high security, high liquidity and "quasi-savings". The investment scope of money market funds are all varieties with high safety factor and stable income, so for many enterprises and individuals who want to avoid the risks in the securities market, money market funds are a natural haven, which can not only obtain the income higher than the interest of bank deposits, but also ensure the safety of principal.