1. Calculation of the expected return of the fund's fixed investment in 500 yuan.
If you invest in 500 yuan Fund on June 1 day every month, the principal will be 30,000 yuan after five years.
According to the ranking analysis of expected return of fixed investment in recent five years;
First place: Bank of Communications' advantageous industries mixed second place: E Fund's small and medium-sized mixed third place: E Fund's consumer industry. In other words, if you started to invest in the fund in the advantageous industries of Bank of Communications five years ago, today's expected rate of return is about 100%, the income is 30,000 yuan, and the assets have doubled.
But not everyone happens to choose the fund with the highest expected return, so what fund to choose is the key to determine the return.
2. Is there any loss in the fund's fixed investment for 5 years?
In addition, in the past five years, many funds have negative expected returns, which means losses have occurred.
The three funds with the biggest losses are:
1. Haifutong style advantage mixed Jinyuan Sunan value growth mixed ICBC steady growth mixed A That is to say, if you started investing in these three funds five years ago, you will not only make money now, but also lose more than 7,000 yuan.
Summary: Although there are not many funds invested by 500 yuan, if you choose a good fund, your assets may double directly after five years. However, if you choose a poor fund, you will also suffer losses. Therefore, the choice of funds must be carefully considered.