The medical insurance for giving birth can be reimbursed, but only if the insurance premium is paid. The reimbursement of urban medical insurance for giving birth to children is generally 60%-80%. If maternity insurance is paid, there will be medical expenses during childbirth in the maternity insurance benefits. Article 55 Maternity medical expenses include the following items: (1) Maternity medical expenses; (two) family planning medical expenses; (3) Other project expenses stipulated by laws and regulations. Article 56 Employees may enjoy maternity allowance in accordance with state regulations under any of the following circumstances: (1) Female employees enjoy maternity leave when giving birth; (2) Enjoy family planning operation leave; (3) Other circumstances stipulated by laws and regulations. Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer. If maternity insurance is not paid, then if there is medical insurance, only part of medical expenses can be reimbursed.

Legal objectivity:

Article 54 of the Social Insurance Law of People's Republic of China (PRC) * * * If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance. Article 55 of People's Republic of China (PRC) Social Insurance Law includes the following items: (1) Maternity medical expenses; (two) family planning medical expenses; (3) Other project expenses stipulated by laws and regulations.