According to official website, at the end of 2022, bonds plummeted, and some funds withdrew sharply, which dragged down the annual net value. As a result, institutions increased their demand for funds for the New Year, resulting in a certain lack of liquidity. As far as the bond market is concerned, there was a collective decline last week, but it is still a short-term correction, which will not change the trend of the mid-term recovery of the bond market.

It is not cost-effective to buy bond funds at the end of the year. At the end of the year, you can consider buying partial stock mixed funds, stock funds and index funds. Bond funds invest in the bond market, and the fund income is determined by the bonds invested. Generally, in the case of bad stock market, you can choose to buy bond funds.