Net value financial products are open-ended, non-principal guaranteed floating income financial products.

Net value financial products have the characteristics of transparent information and flexible redemption. They have no expected returns and no investment period.

The product is open every week or every month, and users can perform operations such as subscription and redemption during the opening period.

Net value financial products have no expected returns, and banks do not promise fixed returns. The actual returns received by users are related to the net value of the product.

To put it simply, assuming that the net value of the product is 1 when the user purchases it, then on the next opening day, if the net value of the product becomes 1.2, the user's income is 1.2-1=0.2.

Since net value financial products have no expected returns and banks do not promise returns, the possibility of losses is higher than that of ordinary financial products, and the risks are relatively high.

The actual income of net value financial products depends on the difference between the net value when the user purchases and sells. If the net value when purchasing is higher than the net value when selling, the user will lose money, otherwise the user will gain.

Extended information: Financial management products will have an investment period. Before the product expires, the funds cannot be redeemed.

Net-value financial products have an opening period every week or every month, and users can redeem funds at will. The liquidity of funds is much higher than that of ordinary bank financial products.

The highest annualized return in the history of net worth financial products is 7.2% (monthly growth), providing benchmark returns and giving you returns that exceed expectations. Traditional financial products have fixed returns with no surprises, and there is no room for more income to rise.