What are the ways for funds to lose money?
Funds will also fall accordingly, resulting in losses for the funds held by investors. So what measures should investors take to recover their losses? ?So today the editor is here to sort out what are the methods for fund losses, let’s take a look!
What are the methods for fund losses?
1. Cover positions
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Investors can consider covering positions when the fund is losing money, thereby reducing the cost of holding positions and diversifying risks. There are the following methods of covering positions:
a. Equal-amount buying method< /p>
Investors can choose to buy the same amount each time during the fund's decline, such as 1,000 yuan each time.
b. Equal-difference buying method
In the process of the fund falling, the amount of each purchase is an equal-difference number. For example, the investor buys in three times, each time The buying amounts are 1,000 yuan, 2,000 yuan, and 3,000 yuan.
c. Equal-proportional buying method
In the process of the fund falling, the amount of each purchase by investors is an equal proportion. For example, the amount of each purchase by investors is They are 1,000 yuan, 2,000 yuan, and 4,000 yuan respectively.
2. Conversion
When the fund loses money, investors can convert the fund into a relatively strong fund and make up for the loss through the rise of the fund after the conversion.
3. Do T
Investors can take advantage of the trend of the fund, buy at low levels, sell at high levels, perform T operations, earn a certain price difference, and share it equally. Regarding the cost of holding a position, it should be noted that the price difference income generated by doing T is greater than the handling fee. Otherwise, the gain outweighs the loss.
4. Hold the position unchanged
For more passive investors, you can choose to hold the position unchanged and wait for the fund's net value to rebound. It should be noted that after falling, it needs to rise. A larger amplitude can be used to return to the original position. Then, when the fund purchased by an investor drops by 10%, the return rate of the increase = 1/(1-10%)-1=11.2%.
Do funds generally rise by the end of the year?
Whether funds generally rise by the end of the year depends on the situation, because the rise and fall of the fund is determined by the direction of the fund’s investment target. It has nothing to do with the time point. The investment target of the fund refers to the investment direction of the fund. The fund can be divided into different types of funds according to the different investment directions.
General funds can be divided into currency funds, bond funds, hybrid funds, index funds, stock funds, etc. Among them, currency funds invest in the money market, bond funds invest in the bond market, and stock funds invest in stock market.
It should be noted that the riskiest among them is the stock fund, and the rise and fall of stock funds are related to stocks. That is to say, investors must learn to look at the heavy stocks of stock funds. If the stock funds If the stocks with a heavy position are all rising, then the fund will also rise. If the stocks with a heavy position of the stock fund are all falling, then the fund will also fall.
Which funds will rise at the end of the year?
The end of the year is just a point in time, and the rise and fall of funds are related to the investment direction and have nothing to do with the time point, so at the end of the year Which fund will increase depends on the situation, mainly whether the fund's investment direction will increase or not.
There are many funds, and each fund has risks and future risk uncertainties. Therefore, when analyzing funds, do not analyze the time point, because funds cannot To determine at what point in time it will rise or fall, you must analyze the investment direction of the fund.