1. Increase business income: Bank sales fund is a common way to increase business income. Banks can take this opportunity to promote fund products to customers, so as to get more sales commissions.
2. Loan conditions: Banks will take the purchase of funds as one of the loan conditions. This is because buying funds can prove the financial and credit status of customers, thus increasing the risk controllability of bank loans. In addition, the risk of fund investment is high, and customers can't repay on time. Banks can reduce risks through fund investment.