Whether it is fund investment or other types of investment behavior, these investment behaviors themselves have losses and profits, so there is no standard answer to your question.

The market is risky, so investment needs to be cautious. All investment behaviors have certain risks. Generally speaking, the higher the expected return on an investment, the greater the risk. Many people now like to invest in funds and allocate their assets in this way. For many investment veterans, these investors can indeed make some money in the process of investing. But for many novices, those above 90 are in a state of loss. The reason for this is mainly because many novices chase the rise and fall, and at the same time do not have a complete investment strategy.

1. More than 90% of novice investors lose money.

This is not an accurate data, but a relatively subjective data. When many novices invest in fund products, they will choose fund products with higher investment returns, such as stock funds and hybrid funds that we often mention. Such products can indeed bring investors generous returns on investment, but the investment risks are also high.

2. Investment veterans will choose a more stable investment strategy.

At present, the people who make money in the fund market are mainly investment veterans, because these people have certain market experience and can also comprehensively evaluate their own investment strategies, so they can always formulate an investment strategy that suits them. Because everyone has different risk preferences, experienced people will allocate different fund products based on their risk aversion.

3. Novices need further learning.

The reason why many novices suffer losses at present is not only related to their investment experience, but also related to the learning ability of investors. Investment is a process of cognitive realization. As long as you are willing to learn and optimize your investment strategy accordingly, many people can obtain certain returns in the process of investing in funds.

In general, I think investing in funds is a relatively simple and hassle-free investment behavior. Whether you make money depends on your personal investment ability.