The following is a brief analysis of the risks of the 3m financial mutual aid platform, which is divided into the following five points:
1 and 3m don't have a central account, so there is no record of funds going in and out, there is no possibility of illegal fund-raising and there is no evidence to check.
2.3m has no office space, so it can't close down.
3.3m servers are abroad, which the China government cannot control and shut down, and access is restricted at most.
4. Different from other direct selling models, your income comes from your team's funds, and you earn your team's money.
5. In 3m, every remittance is not an investment, but a donation to help others. No country will stop people from donating to each other.
For the 3m financial mutual aid platform, financial people also made an analysis. It claims that buyers and sellers only remit money privately, but in fact, the so-called "freezing period and matching period" is the time when the platform occupies and uses funds. All investors' funds are in the hands of the platform. If the platform goes bankrupt, I'm afraid the money will be gone.
The 3m platform is suspected of "illegal fund-raising" because investors want to buy "Mavro" to obtain membership, which is equivalent to paying "headcount fee" or "qualification fee" in disguise. In addition, the platform also relies on "leaders" and "managers" to develop offline, which is suspected of pyramid schemes.
In addition, sergei mavrodi, the founder of 3m Company, was also sentenced to prison for financial fraud. After he was released from prison, he returned to his old job according to the original model and continued to deceive people at home and abroad. Other small series don't want to say more, investors must be more careful!