For example, if you buy a wealth management product with a price of 1000 yuan, and the unit price of each 2 yuan is fixed, then your share is 500 yuan.
Customer service share of wealth management products = customer subscription (subscription) amount/subscription (subscription) settlement date price Subscription and supplementary subscription applications are submitted during opening hours.
The price on the liquidation day is the product price of that day; For pre-subscription applications or pre-subscription additional applications submitted during non-subscription opening hours, the price on the liquidation day is the product price on the next banking day.
What does the share of wealth management products mean?
Refers to the number of shares purchased. General wealth management products are money funds or bond funds, and the funds are purchased according to the share. If the unit net value of the product is 1 yuan, then it will cost 1 yuan to buy one.
What does the amount of wealth management products mean?
It's the money you invested in buying wealth management products. For example, if you buy a wealth management product and get deducted 1000 yuan, then the amount of your investment this time is 1000 yuan.
Last reminder: wealth management products are not guaranteed, and the expected income said by the bank is not 100%. If you are not prepared to take risks, don't buy it.
What is financial management?
When people talk about financial management, they think of either investing or making money. In fact, the scope of financial management is very wide. Financial management is to manage the wealth of a lifetime, that is, the cash flow and risk management of an individual's life. Contains the following meanings:
1, financial management is a lifelong treasure, not just to solve the problem of urgent need for money.
2. Financial management is cash flow management. Everyone needs money (cash outflow) when he is born, and he also needs to make money to generate cash inflow. Therefore, no matter whether you have money now or not, everyone needs to manage money.
3. Financial management also includes risk management. Because more flows in the future are uncertain, including personal risk, property risk and market risk, which will affect cash inflow (income interruption risk) or cash outflow (cost increase risk).
Where can I manage my money?
At present, the institutions that can provide financial services to customers in China mainly include banks, securities companies, investment companies and economic management companies.
1, bank financing
At present, the wealth management products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.
2. Financial management of securities companies
Securities financing generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financing tools according to their different needs and investment preferences.
3. Financial management of investment companies
Financial management of investment companies generally includes trust funds, gold investment, jade, jewelry, diamonds and so on. , which needs high start-up capital and is suitable for high-end financial managers.
4.APP financial management
At present, there are many series of APP financial management methods on mobile phones, with zero start-up capital, which are suitable for all people.