1, poor households apply for direct loans from poor households.

2. Poor households apply for loans from poor households, and the poor households hand over the money to large households (enterprises) and sign dividend agreements with large households (enterprises).

3. Poor households apply for loans from large households (enterprises), but large households (enterprises) must sign agreements with poor households to promote development or share dividends.

Application conditions for precision poverty alleviation:

1, aged between 18 and 60 years old, with a fixed residence and full capacity for civil conduct;

2. Hold valid identity documents, have repayment ability, and have no bad credit record;

3, engaged in production and business activities in line with national laws and regulations and industrial policies;

4. Have the willingness to lend and the ability to develop independently;

5. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty;

6. The lender shall sign an agreement with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan quota of poor farmers, and assume the responsibility of repaying all loans as the main body of the loan;

7. If the lender is an enterprise legal person, its legal representative must have legal and valid certificates such as business license, organization code certificate, tax registration certificate and production and operation license. Except for the aforementioned condition 1 to 4.

Extended data:

Poverty alleviation object

Most countries in the world today determine the poverty line according to people's income. The poverty line in China is mainly determined by whether people have enough to eat and wear warm clothes. According to the regulations of the National Bureau of Statistics, the consumption level of farmers in 1.985 is poor, and the annual per capita income is below1.985 50 yuan.

After that, some standards implemented in various places rose to 200 yuan, and some developed areas reached 654.38+10,000 yuan. The poverty alleviation targets included in the poverty line are divided into two categories: the first category, concentrated contiguous poverty-stricken areas. There are 18 movies in China, including old revolutionary base areas, ethnic minority areas and remote mountainous areas.

These areas have poor living conditions, slow development of productive forces, backward economy and culture, and the problem of food and clothing for some farmers has not been completely solved. The second category, sporadic poor counties and poor households. The main reasons for poverty are large population, small labor force, or poor families, and lack of basic means of production and living.

Baidu Encyclopedia-Precision Poverty Alleviation

Baidu encyclopedia-poverty alleviation