Second, local preferential policies to support disabled people to start businesses with loans will be publicized in official website and the office of the Disabled Persons' Federation. You can go to the local Disabled Persons' Federation for consultation and go through relevant procedures.
Three, apply for a loan for the disabled to meet the following conditions:
1. The borrower has a disabled card and its business plan has been registered with the industrial and commercial and tax authorities;
2. The borrower is recognized by the employment service agency for the disabled and has certain labor skills within the legal working age.
3. The borrower has a fixed business place and a certain amount of free funds. If it is a partnership, there must be a partnership agreement and valid documents. The final business activities fully comply with the relevant national policies and regulations, and have certain repayment ability.
Fourth, the application process:
1, go to the local disabled persons' Federation or the disabled welfare foundation for consultation and fill out the application form. If the entrepreneurial project you choose meets the standards of the Disabled Persons' Federation or the Disabled Persons' Welfare Foundation, you can apply for a business loan directly. If you can't go to the bank to apply for a business loan.
2. The preparation materials need to provide the applicant's ID card, household registration book, disability certificate, business license, income certificate and repayment ability certificate, as well as a third-party guarantee. To this end, when applying for a business loan for the disabled, the relevant materials of the guarantor should also be provided.
3. Submit materials and bid for the application. Due to different entrepreneurial projects and different local policies, the loan amount will be different.
Extended data:
I. Measures of Hunan Province for Helping Disabled Persons Article 11: Disabled persons who engage in self-employment shall enjoy the following preferential treatment:
1. Give priority to issuing business licenses and arranging business premises;
2. Tax reduction and exemption according to law;
3, in accordance with the provisions of the exemption from administrative fees; The operating and service charges charged by the financial allocation unit shall be charged according to the minimum standard, and if there is no minimum standard, they shall be charged according to 50% of the charging standard;
Twenty-seventh legal aid institutions should give priority to accepting and handling cases involving the rights and interests of the disabled. Encourage grassroots legal service institutions to provide legal services for the disabled. The Federation of Disabled Persons shall, according to the needs of disabled persons, provide free special assistance such as Braille and sign language translation for disabled persons who defend their rights.
Baidu Encyclopedia: Interest-free loans for disabled entrepreneurs