The amount of fixed investment of the fund every month mainly depends on the financial situation of investors. Fixed investment pays attention to the long-term effect, but the short-term effect is not obvious, which is suitable for long-term idle investment.

For example, 10% of monthly salary is used for fixed investment, or a medium-and long-term fixed investment target is set, and the monthly fixed investment amount is determined according to the total amount and years set by the target.

Among all kinds of fund products, the expected returns of money funds and bond funds are relatively stable, so the significance of fixed investment is not great. Hybrid funds, equity funds and index funds are relatively more suitable for fixed investment, and the expected average expected rate of return of these funds is likely to reach 8%.

Extended data:

Because the regular quota comes into the market in batches, when the stock market is consolidating or falling, because the regular quota is undertaken in batches, you can buy more and cheaper, and the return on investment after the stock market rebounds is better than that of a single investment. For the China stock market, it should be a volatile upward trend in the long run, so regular quota is very suitable for long-term investment and financial planning.

The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations.

Baidu Encyclopedia-Fund Fixed Investment