With the continuous development of science and technology, money fund has become one of the first choices for many people to manage their finances. As a low-risk, high-liquidity wealth management product, the income of the money fund has also been greatly improved compared with bank savings. Among them, Yu 'ebao, as one of the most popular money funds, not only has high income, but also is simple to operate, so that many white people can manage their finances easily.

So, how does Xiaobai use money funds such as Yu 'ebao? The author will give you a detailed introduction below.

1. What is Yu 'ebao?

Yu 'ebao is a money fund owned by Alibaba and one of the largest money funds in China at present. Yu 'ebao was founded on 20 13 and provided by Tian Hong Fund Management Co., Ltd. Users can purchase idle balance directly from Alipay account to realize wealth management benefits.

Second, how to buy Yu 'ebao?

1. Register Alipay account.

If there is no Alipay account, you need to register an Alipay account first, and then carry out real-name authentication.

2. Binding bank cards

Bind the bank card with Alipay account for subsequent operations such as purchasing Yu 'ebao.

Buy Yu' ebao

Click the "Yu 'ebao" button on the Alipay homepage and enter the purchase amount to purchase Yu 'ebao.

Third, how to get benefits?

The income of Yu 'ebao is calculated according to the yield of the money fund. The yield of money funds is relatively stable, generally between 3% and 5%. The user's income is automatically settled every day and can be withdrawn at any time.

Fourth, how to withdraw cash?

Users can withdraw the funds from Yu 'ebao to the bank card at any time. The withdrawal operation is also very simple. Click the "Transfer Out" button on the Alipay balance treasure page and enter the withdrawal amount.

Verb (abbreviation of verb) matters needing attention

1. Buying Yu 'ebao requires real-name authentication. Before buying, you need to pay attention to your ID card, the validity period of bank card and other information.

2. Although Yu 'ebao is a monetary fund, it is not risk-free. Users need to make rational investment decisions according to their risk tolerance.

3. The yield of Yu 'ebao fluctuates according to market conditions. Users need to pay attention to market dynamics and adjust their investment strategies in time.

To sum up, money funds such as Yu 'ebao are good financial choices. Not only the rate of return is relatively high, but also the operation is simple, which is more suitable for Xiaobai financial management. Of course, users need to seriously consider their own risk tolerance, follow the investment principles and make rational investment decisions before investing.