First of all, look at whether it is legal and formal. There are two ways to buy: (1) from the bank (2) according to the Golden Bull Award and other award-winning products.

If investors buy Gui Li-style private equity products, it means the occurrence of risk events. Professional and formal private placement qualifications can be verified through various channels, such as whether private placement funds are members of fund industry associations and whether they have publicly demonstrated their performance, otherwise investors had better stay away.

2, general funds are all kinds of market cooperation, so it depends on the team background.

You can learn about the background of fund managers. Generally speaking, older people may have studied traditional industries, such as steel and chemical industry. And younger people have studied biomedicine and TMT.

3. You can't just look at the results of one year and set up a liquidation line.

Private placement is not risk-free, it does not fall when it falls, and it does not exist when it rises. Therefore, you need to evaluate what role you want to play in your asset allocation with this part of your money invested in private placement, whether it is a high income (doubled or at least more than 50% in that year) or a long-term stable basic income (around 10%- 15% every year, with no loss). Seeing the line clearly, the operation of private placement will be more cautious and will not ignore risks for the benefit of Bo.

Choose according to your judgment on the market.

Whether the performance of different products is repeatable. If the performance of a private product is uneven, you must be careful, because there is great moral hazard. Choose according to your judgment of the market, that is, you make the decision, but the professionals operate it.