As an investment tool, fund financing is to collect the funds of many investors, which are managed by fund custodians and managed and used by professional fund management companies, so as to realize the purpose of income by investing in securities such as stocks and bonds. Now financial management is becoming more and more important to us. If you don't manage your money, money will ignore you. Learn to manage money, let Qian Shengqian. So what are the fund financing methods? The following is Bian Xiao's collection on how to manage funds _ 202 1 how to choose excellent funds. I hope I can help you.
What are the fund financing methods?
1 As an investment fund, everyone's risk tolerance and the planning concept of capital ratio are different. Therefore, in the process of operation, we must have our own cognition and opinions, and we must not blindly pursue and copy homework.
Seeing the advantages and benefits of others on the internet and in the comment area, I blindly copied my homework and got caught up in it. And you have forgotten and neglected their previous growth path. However, when you see them, it is precisely their brightest side. So don't judge yourself by the risk tolerance of others. This is a wrong decision, especially for new investors. After all, others can far surpass you in income and affordability. So before investing, you must know your own degree and how much you can bear.
3. In terms of fund management, we rely on mentality investment and spare money investment. No matter how much you invest, the psychological effect is very important. Never take ignorance as courage, because it will make you lose more.
4 Rationally control positions, allocate familiar plates and hold them for a long time. Then with a little care, you will find that the wealth of fund management will gradually increase.
The risk of the capital market will always exist, because investment is to cope with the future. If the future is known, then investment will not be too challenging. Because the future is unknowable, you must have a sense of risk before investing. There are also apps of major banks that have related fund purchase business, and some banks have high threshold for fund purchase, which is not universally applicable.
How to choose excellent funds
1 First determine your investment direction, such as liquor, food consumption, medical care, science and technology, or mixed (liquor medical care, science and technology medical care, liquor consumption, etc. ).
After determining the direction, you can select all relevant funds in Tian Tian Fund Network. How do you choose? Look at the top ten positions of the fund and see what kind of stock the position belongs to. Make a preliminary statistics on which type is in the majority. For example, if a fund is related to medicine, medical care and biology, it is a purely medical medical fund. If there are liquor stocks and medical stocks, that is the fund to invest in liquor medical care.
After being selected, you can use the PK function of Tian Tian Fund to compare the stage rate of return. Since the beginning of this year, we can know which fund's return is high or low by comparing the returns of nearly 1 week, nearly 1 month and nearly 3 months. Choose the top five.
4 After being selected, you can further look at the risk assessment data of the fund in the past year. There are mainly fluctuations, and the smaller this value, the better; Secondly, sharp ratio, the greater the value, the better, and the greater the income; Then there is the maximum withdrawal rate, which reflects the fund's risk control ability. The smaller the better.
5 Look at the fund manager's performance and fund scale, and it is best to be between 10- 10 billion. Too small a plate means that the fund is not so good, fewer people buy it, and too big a plate is difficult for the fund manager to operate, and its profitability will also be affected!
6 Look at the daily fund diagnosis score. A good fund has a high score, but it is not that the income with a low score is low! Funds with low scores are also of great investment value. After all, scores represent past performance, and no one can accurately predict unopened performance. Finally, we should consider whether to choose a fund according to the risk assessment data and the stage income!
What are the characteristics of novice substrate?
1 likes to look at the net value of the fund every night, which makes him happy and disappointed.
Holding a huge number of funds, I can't wait to buy all the good funds back, and I don't want to miss all the profit opportunities.
3 arbitrary, often because others bought a fund in a word. I don't know why buying/selling funds is irrational.
4 patience is poor. If you hold a fund for 10 days and underperform other funds for half a month, you will want to replace it.
I like Guan Ji and Xin Ji. After the fund sales platform was promoted, I had a fever.
For modern people, investment has become a very common thing. Many people will invest the rest of their money, but you should know that investment is risky and needs to be cautious.