1, the risk of speculating in funds will be lower, that is to say, "you won't make too much and you won't lose too much.

2. There are essential differences between fund speculation and stock speculation.

Stock trading is to master your own funds to buy and sell stocks and invest yourself.

Buying a fund means giving your money to the fund, and the fund uses its own money to speculate on stocks or other things. I don't know how the fund works.

3. Funds can be purchased in banks, but stocks must be purchased in exchanges; There is a certain delivery time for buying funds, but not for stocks. If the stock is risky and flexible, the fund's income will be more stable. It depends on what kind of investment you like!

4. There are no shortcomings. Only when you have strong risk tolerance for different groups of people, do you choose to like stable stocks. If you are conservative, choose a fund. Thanks to stocks, the fund earned less and lost less. It's that simple. There must be gains and losses in the investment market, and there is no capital preservation business.