Yu 'ebao Income = Confirmed Amount/10000* Income of RMB 10,000 on the same day.
Give a simple example:
Lao Wang has a confirmed amount of 6.5438+10,000 yuan in Yu 'ebao, and the income of that day is 0.8, so the income of Lao Wang in Yu 'ebao on that day is 654.38+ 000000/654.38+00000 * 0.8 = 8 yuan.
The income of Yu 'ebao is calculated according to compound interest, and the daily income will be included in the confirmation amount to calculate the income of the next day.
Give a simple example to understand:
65438+ February 1 day, Lao Wang has a confirmed amount of 65438+ten thousand yuan in Yu 'ebao, and the extremely high income of Yu 'ebao on that day is 0.8%, so the income of Lao Wang's Yu 'ebao on that day is100000/10000 * 0.8 = 8 yuan;
Because Yu 'ebao is a compound interest calculation rule, the principal of Lao Wang's interest calculation on the second day (65438+February 2) is100000/10000 * 0.8+100000 =100008 yuan.
If the income of Yu 'ebao on the day of 65438+February 2 is still 0.8, then the interest of Lao Wang on that day is 100008/ 10000*0.8.
Extended data
Yu' ebao trading rules
In the field of investment, we take the closing of the stock market as the boundary, and count T days at 3 pm every day, so the time is T+ 1 day. And our domestic market funds are generally T+ 1 trading rules.
In other words, if we buy before 3 pm on the trading day, then we will complete the transaction according to the net value of the fund on that day. On the second day, you can determine your own fund share, and on the third day, you can start to distribute the income.
Look at a simple example:
Lao Wang bought Yu 'ebao 1 ,000 yuan at 2: 30 pm on Monday, so the net value of 1 ,000 yuan is calculated according to the net value of that day, that is, Monday, and the share is confirmed to be paid on Tuesday and Wednesday.
If it is after three o'clock on the trading day, then the money can only be traded according to the net value of the fund on the second day, and then the fund share can be confirmed on the third trading day.