Personally, I usually choose to keep it, because I am a long-term investor, or I am a courageous person, because when I don't need to spend a lot of cash urgently, I usually put money in the fund as a means of saving. Moreover, the fund itself is a long-term investment and does not need intraday trading.

First, buy a fund to make money, and I will choose to protect the capital.

I bought a lot of funds earlier this year and then allocated them in different sectors. I bought some white wine myself, as well as some medicines and consumption. Fortunately, the growth of these sectors is good, with the largest increase of more than 50%, but I did not choose to sell because I am a long-term fund holder. For many fund novices, it is not appropriate to sell a fund after seeing it soar, because it can't make money.

Second, why did I choose to keep holding the fund?

First of all, when I buy a fund, the price is relatively low, so my cost is very low, and I have the habit of investing, basically once every half month. I allocate these funds well, not to say that they have been rising and sometimes falling, but because my cost is relatively low and I have enough profit for it to retreat, which is an important reason why I can continue to hold them with confidence. At the same time, I am constantly investing these funds to further reduce costs in this way.

Third, I also recommend other investors to use this method.

I mentioned at the beginning that the fund is a long-term investment and wealth management product, and day trading is not needed, because only long-term investment can really make a profit, instead of spending most of my time and energy on a fund, which is meaningless.