The serious illness insurance of the new rural cooperative medical system (hereinafter referred to as the new rural cooperative medical system) is an institutional arrangement to further protect the high medical expenses incurred by seriously ill patients on the basis of the basic medical security of the new rural cooperative medical system, and it is an extension and beneficial supplement of the basic medical security system. \x0d\ The serious illness insurance of the new rural cooperative medical system in Henan Province mainly includes the following contents: \x0d\ (1) Overall planning level. The serious illness insurance of the new rural cooperative medical system is coordinated at the provincial level, and the serious illness insurance fund is raised, managed and used by the province, so as to improve the efficiency of fund use and enhance the risk resistance of the serious illness insurance fund. \ x0d \ x0d \ (2) Fund raising. The serious illness insurance fund of the new rural cooperative medical system is paid by the new rural cooperative medical system, and no additional fees are charged to rural residents, and the financing level of the serious illness insurance is gradually improved according to the financing level of the new rural cooperative medical system and the fund payment. In order to ensure the fairness of the benefit of serious illness insurance as much as possible, the per capita net income of rural residents in the previous year was taken as the basis for differentiated financing, and the financing standard of 20 14 was divided into three grades: 16 yuan, 15 yuan and 14 yuan. From 20 15, according to the per capita net income of farmers in the previous year and the benefit of serious illness insurance in the previous year, the provincial health and family planning commission and the provincial department of finance determine the financing standards for cities under the provincial jurisdiction and counties (cities) directly under the provincial government. \ x0d \ x0d \ (III) Protection object and scope. The object of the serious illness insurance of the new rural cooperative medical system is the participants in our province that year. Babies who have not yet been born at the time of fund-raising and have missed the payment time limit and have not participated in the new rural cooperative medical system, by virtue of their status as participating mothers, can enjoy serious illness insurance compensation in the year of birth.