We know that there are some expenses when buying a fund, including subscription fee, management fee, custody fee and redemption fee when selling. Among them, the most unfamiliar thing should be the handling fee for fund sales. The following small series takes Alipay's selling fund as an example to introduce the selling fee of the fund.

How to charge the fund sales fee?

Every fund product has a different handling fee standard when it is sold. Many funds charge redemption fees according to the holding years of the funds, with 0.5% of the redemption amount charged for those less than 1 year, 0.25% for those less than 2 years and 0 for those less than 2 years. The details depend on the product specifications.

Fund selling redemption fee = redemption amount * redemption rate. For example, suppose you hold 1 0,000 Class A funds, the unit net value is 1.5 yuan, the total assets of the funds are 1.5 yuan, and the redemption fee for holding them within 7 days is 1.5%. Then the redemption fee sold within 7 days is: 1500* 1.5%=22.5 yuan.

Correct methods and skills of selling funds;

1. If it is held for seven days and then sold, if it is held for less than seven days, a high redemption fee of 1.5% will be charged according to the turnover. The longer you hold it, the lower the redemption rate, or even the redemption fee is waived.

2. Sell before 15, because investors buy before 15, and calculate the redemption funds according to the net value announced that night, and sell after 15, and calculate the redemption funds according to the net value announced in the next trading day, so investors should bear the risks brought by the rise and fall of funds in the next trading day.

3. Sell according to the trend of fund net value, that is, sell when the trend of fund net value ends and begins to decline.