1, check your own funds first. If it is an index fund with low valuation or reasonable valuation, there is no problem and it will continue to insist on fixed investment. If there are idle funds, you can make up the position appropriately. But we must control the rhythm and make up the position when the decline is large.
2. If it is an active fund, you can compare the performance of similar funds to see whether the performance is obviously backward and whether it is not in line with the reasons for buying at the beginning. If the performance is indeed unstable, you can adjust your position while falling and switch to a fund with more resilience and stable performance. Of course, if it is difficult to adjust the position, you can also change it when the fund rebounds.
3. Funds with poor performance cannot be ignored. If the net value of the fund continues to decline, it must be redeemed or converted as soon as possible. Stop loss and make profit.
1, investment scope
The investment scope of the Fund mainly covers financial instruments with good liquidity, including bonds (including government bonds, central bank bills, financial bonds, local government bonds, corporate bonds, corporate bonds, medium-term bills, short-term financing bills, ultra-short-term financing bills and subordinated debts), asset-backed securities, bond repurchases, interbank deposit certificates, bank deposits (including agreement deposits, time deposits and other bank deposits), money market instruments and treasury bonds futures. The Fund does not invest in equity assets such as stocks, nor does it invest in convertible bonds or exchangeable bonds. If the future laws, regulations or regulatory agencies allow the Fund to invest in other varieties, the fund manager can include them in the investment scope after performing appropriate procedures.
2. Risk return characteristics
This fund is a bond fund, which belongs to the low-risk variety of securities investment funds. Theoretically, its long-term average expected risk and expected return are lower than those of hybrid funds and equity funds, but higher than those of money market funds.