Give some advice.

In addition to pure insurance, insurance (that is, excluding any investment dividends)

It is necessary to insure against accidents.

Others are also the goods of insurance companies, and they are also profitable.

We can't beat their actuary, so we can't take advantage.

You can arrange your income to be less wasteful and extravagant.

Forced to save money every month in order to accumulate and wait for investment or speculation opportunities.

In addition, you can take out 500-800 yuan's own ETF every month.

Now the market around 2400 points can be said that the risk is already very low.

ETFs like 5 10050 are basically similar to the market trend.

It is impossible for the market to remain at such a low level in the next few years.

Besides, you are still very young, and use the balance to invest in this pension for a long time. There is basically no risk.

If you keep trying for 3-5 years, the income will not be comparable to that of banks and any dividend insurance.

Another kind of investment is to invest in yourself when you are young and improve your quality in order to get the maximum benefit.

For example, if you learn financial management, you can only take it slowly on your own, and you will certainly get something.

Youth is capital, so let yourself not only preserve the value, but also increase the value.

Speaking of books, I don't recommend them. This thing is about fate.

I went to the bookstore to search my temper and bought it.

Reading books is like communicating with friends. I can't stand having a bad temper.

It ruined everyone's fun.

good luck