It depends on the fund. Generally, it takes T+ 1 or T+2 to apply for redemption on the same day.

After different funds are redeemed, the time for funds to arrive is different. T+ 1 in the short term and t+7 in the late stage, as stipulated in the fund contract.

2. The default period of fixed investment is 3 years, but the default investment is 3 years. As for when to redeem it, it is your own right and there is no breach of contract. Redemption, T+4~5 working days to the account.