TEDA Manulife Risk Budget Fund, with a stock investment ratio of no more than 5% and a bond investment ratio of 2-7%, is a moderately risky mixed fund with conservative allocation. Its historical performance is acceptable among similar funds, and its performance has been good this year, surpassing most stock funds. Because the stock position is low and the bonds are held more, some downside risks are avoided

It is suitable for investors with general risk tolerance. If there is a bull market, the performance of conservatively allocated hybrid funds will definitely be lower than that of stock funds and actively allocated hybrid funds. This must be clear. Of course, the bear market decline is also much smaller. If you have already made a fixed investment, you can stick to it for one year to see if it suits you. If you can't, you can adjust it again.

Funds cannot simply rely on performance comparison, but it is meaningful to compare similar funds. Conservative allocation of hybrid funds generally does not exceed 5-6%, and the lowest can be , depending on the fund contract. However, the stock holding of stock funds is 6-95%, and the comparison of the performance of these two types of funds is of little significance. Satisfaction can be questioned.