Yes Yu 'ebao is a fund, but it is not an ordinary fund, but a fund named "Money Market Fund" issued by Alipay, which is a short-term, low-risk and high-liquidity wealth management product in the money market. Yu 'ebao is characterized by good liquidity and stable income. The whole financial operation process is very simple, mainly because users can buy and redeem funds in Alipay like Alipay recharge, cash withdrawal or shopping.