The advantages of fund products are: collective financial management and professional management. By pooling the funds in the hands of many investors, economies of scale have emerged and investment costs have been reduced. Portfolio investment, risk diversification. A fund usually invests in dozens or even hundreds of stocks, and investors buy a fund equivalent to investing in a basket of stocks, with little money. The losses caused by the decline of some stocks can be made up by the rising profits of other stocks. Therefore, the Fund has the advantages of portfolio investment and risk diversification. Benefit sharing, risk * * *. Strict supervision and transparent information. Keep it independently to ensure safety. The fund manager is responsible for the investment operation of the fund, not the property custody of the fund. The custody of fund property is the responsibility of independent fund custodians, and this mechanism of mutual restriction and mutual supervision further guarantees the interests of investors.