When buying a fund, some funds are poorly managed, always falling more and rising less, and the fund hit a new low within one year. So does the foundation clear its position at a new low in a year? What if the fund hits a one-year low? Today, Bian Xiao has compiled some fund-related knowledge for everyone. Let's have a look!
Will the foundation clear its position at a new low in one year?
Generally speaking, the one-year low of the fund will not be cleared, and it will only be cleared if the conditions for clearing the fund are met. Fund liquidation is generally due to poor performance of the fund or other factors, which lead to the failure of the fund to operate normally.
It takes a long time in capital settlement, usually as short as 2-3 months and as long as 6 months, to recover the funds. Generally speaking, the fund must be approved by the regulatory authorities before liquidation, and it is not the fund company that wants to liquidate itself.
Fund liquidation refers to the realization of all fund assets and the distribution of income to holders. Generally speaking, funds will not be cleared easily, only after certain conditions are met. For example, if the asset size of the fund is less than 50 million for 20 consecutive trading days and the number of fund holders is less than 200 for 20 consecutive trading days, the liquidation conditions will also be triggered.
When the fund hit a new low in a year, the fund is already at a relatively low level at this moment. If investors are optimistic and have extra spare money, they can also add positions, but adding positions will aggravate risks and need to be considered clearly. Income and risk are the same, and there are risks if you want to make money.
The second is to redeem the stop loss in time and wait for the opportunity to enter the market. Some investors will be reluctant. In fact, when the loss reaches a certain level, it is also very important to stop the loss in time to keep the remaining funds.
How to choose the lowest point of the fund to buy
When buying a fund, you need to pay attention to the target of the fund investment. If the target of fund investment goes up, then the fund will make money. If the investment target goes down, then the fund will lose money, and the trend of the fund target will affect the trend of the fund.
Therefore, when the target of the fund is at a historical low level, the fund is at a corresponding low level, but when the target of the fund is at a historical high level, the fund is at a corresponding high level.
Assuming that it is a stock fund, it is equivalent to a basket of stocks when buying the fund, so it is difficult to accurately judge the lowest point, but investors can refer to the market trend, index valuation, fund income curve and fund net value estimation to judge whether it is at a relatively low point.
Take the net fund value as an example: when the net fund value is relatively low, it can be judged that it is currently low; if the net fund value is at a historical high, it can be judged that it is currently high.
Market trend, index valuation, fund return curve, etc. Need to be analyzed. In addition, the fixed investment of the fund can be used to average the share, because it is difficult to judge the lowest and highest points of the fund, and the judgment is not necessarily accurate. The fixed investment of the fund can reduce the risk to a certain extent.
What does the one-year low of the fund mean?
The fund hit a one-year low, which means that the fund has fallen to its lowest level since this year. At this time, the purchase cost will be reduced. However, we should pay attention to choosing a good fund. If you choose a bad fund, it is likely to fall again, just like a bottomless pit. This does not mean that the fund can bottom out after a year's low. We should combine various analysis before making a decision.
If you are not optimistic about the fund, you must redeem it in time. If you are optimistic about the fund, you can buy the fund by fixed investment, because it is difficult to judge whether the fund is at a high level or a low level when buying, and the fixed investment of the fund can be shared equally, which can reduce the risk to a certain extent. However, it should be noted that a good fund should be selected when the fund is scheduled to vote.
When buying funds, low-priced funds can be bought, but it is not the reference standard for buying funds. Some investors think so when they buy funds. Suppose: for the same fund with a net value of 1 10,000 yuan, 1 yuan can buy 1 10,000 copies, while 1.3 yuan funds can only buy more than 7,600 copies, and funds with low prices can get more shares.
But in fact, the price level will not affect the risk and return of the fund. In fact, the profit and loss brought by high-priced and low-priced funds mainly depends on the principal invested and the daily ups and downs, and has nothing to do with the share. Although funds with low prices can buy more stocks, it does not mean that they are more profitable than funds with high prices.