1. Learn to keep accounts first and write down your daily expenses, so that you can see what your monthly expenses are after one month.

This can also save some unnecessary expenses.

2. Calculate how much money you can save according to the amount you spend every month. For example, 500 yuan will take you a month, and the amount you can save is 1000 yuan.

3. After deducting the working capital of 100-200, you can manage your money every month.

4. Suppose you are 1000-200=800 yuan, then 800 yuan suggests that you consider three aspects.

5. One is to invest the fund in 300 yuan, and the other is to buy annuity insurance, that is, if you pay some money every month, you can get a considerable sum of money after 20-30 years, such as10-200,000 yuan after 20-30 years. If you want to see the short-term effect, you can also buy government bonds when the funds accumulate to 20,000-30,000, which is also an investment with high interest rate.