You can choose the following ways to withdraw money: wealth management transfer: Many banks sell wealth management products that allow investors to withdraw in advance through the transfer of wealth management products in a closed way. Minsheng Bank, China CITIC Bank, Shanghai Pudong Development Bank, Zheshang Bank, Bank of Ningbo and other banks have all launched wealth management transfer platforms for investors to transfer wealth management products online.

Extended data:

Financial management, as its name implies, refers to financial management. When people talk about financial management, they think of either investing or making money. In fact, the scope of financial management is very wide. Financial management is to manage the wealth of a lifetime, that is, the cash flow and risk management of an individual's life. Financial management is to manage the wealth of a lifetime, not just to solve the problem of urgent need for money.

Financial management is cash flow management. Everyone needs money (cash outflow) when he is born, and he also needs to make money to generate cash inflow. Therefore, whether you have money or not, everyone needs to manage money.

Financial management also includes risk management. Because more flows in the future are uncertain, including personal risk, property risk and market risk, which will affect cash inflow (income interruption risk) or cash outflow (cost increase risk). The wealth management products provided by commercial banks in China are generally certificates of deposit and asset management products. Funds sold by brokers or fund companies are not financial management.

Closed-end wealth management means that the wealth management product has announced a fixed redemption date in the product manual, and the wealth management product will not be redeemed in advance before the specified date. Our most common closed-end wealth management products include closed-end bank wealth management products, which means that products that can be purchased and redeemed can only be developed within a fixed period of time.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

Whether fund units can be increased or redeemed can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

The owner's exercise of ownership should be regarded as management risk, and financial risk belongs to this category. The uncertainty of risk shows that risk can only be expressed as loss, and there is no possibility of profit from risk, which belongs to narrow sense risk.