How does bank financing participate in science and technology innovation board's innovation?
At present, bank wealth management cannot directly participate in strategic placement or offline placement, but can indirectly participate in science and technology innovation board's bidding innovation through strategic placement funds or innovation funds.
For example, since July 1, the FOF fund wealth management products launched by China Everbright Bank have been invested in Public Offering of Fund with science and technology innovation board and main board innovation strategies through public offering of FOF. Bank wealth management customers generally prefer stable wealth management products, while Public Offering of Fund's direct investment in science and technology innovation board stocks is relatively risky, but FOF is one of the important options in satisfying investors' risk preferences and following macroeconomic growth. Because there are differences in trading rules between the science and technology innovation board and the growth enterprise market, it is a better way to gradually accumulate experience through innovation.
The related BOC strategy-Zhifu (closed-end) products previously issued by Bank of China also took equity investment as the main strategy and participated in science and technology innovation board's innovation through Public Offering of Fund and other channels. ICBC Wealth Management also took the lead in issuing new products, two of which involved investing in science and technology innovation board.
Generally speaking, it takes a long time to participate in science and technology innovation board's new wealth management products. Because the lock-up period of strategic placement is 65,438+02 months, the stock of science and technology innovation board fluctuates greatly, and a longer period is conducive to net worth management.