And holding income is the income you really have at present.
In a more popular way, cumulative income = holding income+historical income, that is, your current cumulative income, including the integral income of your wealth management products whose history has been cleared.
Holding income is your income at this moment.
First of all, the concept is different:
1, holding income:
Refers to the income of a specific fund still held.
2. Cumulative income:
Is to buy all the products, including the redeemed income.
Second, the income value is different:
1, holding income:
The most important index to measure the fund's rate of return is the rate of return on fund investment, that is, the ratio of the actual rate of return on fund securities investment to the investment cost.
2. Cumulative income:
The accumulated income of the fund since its establishment and operation, including cash dividend income and fund net value change income, can measure the income of the fund since its establishment.
Extended data:
To make a good investment, we must understand these four sources of income.
1, stock selection,
This is also the first thing many people need to do when they start investing in stocks.
In the same listed company, some companies' share prices can rise several times in a few years, and some even fall.
The reason depends largely on the profitability of the company.
Companies with stable long-term profits and rapid profit growth are easily sought after by investors, and their share prices naturally rise.
Companies that have been losing money and have strategic problems will naturally be rejected.
2. timing,
When you choose your favorite company, when will its share price start to rise?
This is also the reason why many people specialize in technology and news, because if the timing is good, the short-term benefits are the highest.
But there is a famous saying on Wall Street that "it is more difficult to find a buying point accurately in the market than to catch a flying knife in the air."
Many star fund managers are honest and don't choose their own time.
3. valuation,
Valuation is a measure of whether the company's current share price is cheap. We can't choose the exact time, but we can still judge the current price.
Continue to buy when the stock price is cheap and wait patiently. This method is easy to make money.
4. cost,
In investment, the most certain thing is our cost.
Stock selection and valuation need professional knowledge, and timing is as difficult as catching a flying knife, but costs can be easily calculated by everyone, such as transaction costs.