You can only use the medical insurance card in a designated hospital when you go to a pharmacy to buy medicines.

Steps for using the medical insurance card:

1. When the money in the medical insurance card is used to buy medicines, it is directly deducted from the medical insurance card. If the money in the card is enough, there is no need to pay in cash. It's not a discount card like a membership card. In fact, it's the insurance premium that I usually pay to you in proportion. To put it bluntly, it's the money I pay in, so the money in the card belongs to myself, but it's only for special purposes, and it can only be used to buy medicine and treat diseases, and it can also be inherited.

2. Not all medical treatments and medicines can be paid by medical insurance card when you are in hospital or buy medicines, which depends on the local medical insurance catalogue. The purchased medicines and medical treatment items must be in the local medical insurance catalogue before they can be paid by medical insurance card. If the purchased medicines are not in the local medical insurance catalogue (i.e. self-funded medicines and self-funded medical treatment items), they cannot be paid by medical insurance card, and the medical insurance card can only be used in hospitals or pharmacies designated by the local medical insurance center.

how to reimburse the medical insurance card for medicine?

there are two main types of reimbursement for medical insurance cards, one is to go to the hospital to buy medicine for reimbursement, and the other is to go to the pharmacy to buy medicine for reimbursement. If you go to the hospital to buy medicine, you should register first. After the doctor has prescribed the medicine, the hospital will automatically deduct the medical expenses from the medical insurance card when you go to the pharmacy to get the medicine. There is no need to buy medicine at all. It is worth mentioning that if the medical insurance card has not been opened, remember to open it first.

If you are going to an online medical insurance store where medical insurance cannot be used, you can first select all the medicines you want to buy, then give the medical insurance card to the clerk, enter the password according to the operation steps given by the clerk, and then directly deduct it from the medical insurance card. The current medical insurance cards all have the function of bank cards, which can be directly deducted. There is no need to worry about this. Medical insurance is divided into individual accounts and pooling funds, and medical insurance card reimbursement is a direct pooling fund account. In addition, medical insurance reimbursement has a scope of reimbursement, which means that only drugs and treatment items stipulated by social security can be reimbursed.