Most people know that investment success is nothing more than four words: buy low and sell high. But it's too difficult to do. You see, some people may be able to predict once or twice, but the long-term prediction is not accurate. So what we can do is to reduce our purchase cost as much as possible and strive to achieve "lower purchase".
The biggest advantage of the fund's fixed investment lies in this. Explained in mathematical terms, the cost of the fixed investment of the fund is "harmonious average". To put it bluntly, a fixed investment can make your actual average purchase price lower than the average price during this period, that is, "buy low".
It is also a flattering behavior for bank staff to recommend the fund to vote. Because as long as it can persist, the fund will basically not lose money. It is estimated that the fixed investment began at the highest point before the collapse of the US stock market. Even after the stock market crash, after several years of persistence, the income from fixed investment is positive and not small.
Extended data:
Selection criteria for fixed investment of funds:
1. Funds established for more than 3 years.
2. The same type of fund has the highest return in three years.
3. If the fund manager has not been changed, three conditions shall be met at the same time. In addition, it is best to sell directly through fund companies. If it is sold through a bank, the cost is too high.
Baidu Encyclopedia-Fund Fixed Investment