Personal account of basic medical insurance is a personal account used by the insured to pay medical expenses, which is owned by individuals and generally cannot be withdrawn in cash. When employees are transferred to work, their personal accounts will be transferred together with their working relationship and continue to be used.
The purpose of personal account:
① Pay outpatient medical expenses;
(2) Pay the drug purchase fee of retail pharmacies.
(3) the individual's own part of the hospitalization expenses.
The basic medical insurance co-ordination fund consists of the remaining part of the employer's contribution after deducting personal accounts.
The use of the basic medical insurance fund:
It is to ensure the hospitalization medical expenses of the majority of insured persons. By the basic medical insurance agencies according to the provisions of the policy to pay:
(1) hospitalization expenses of the insured;
(2) The medical expenses of the insured's special disease outpatient service and specific inspection items;