1. The first step is to collect and preserve evidence.

Once you step on the "thunder", investors should not be overly alarmed and anxious. First, they should collect and preserve evidence immediately. Generally speaking, the most important thing is the evidence of financial investment, including the evidence agreed in the contract, the evidence of financial fund payment, the evidence of communication and consultation in the process of financial management and so on. In addition, there are evidence and screenshots of the operation and business promotion of Internet finance companies.

The most important thing is the evidence of financial payment. After all, the flow of funds can best prove your investment behavior. The most common are screenshots of payment through company APP or third-party payment, and screenshots of users paying directly from their own accounts to accounts designated by the platform. In addition, electronic contracts, investment agreements, website statements and other materials signed with the platform should also be retained, which also have legal effect.

2. Hold a group to keep warm.

Generally speaking, after the P2P platform runs, there will not be too few investment victims, and they are likely to come from all corners of the country. As an investment victim, we should try our best to contact other investment victims, unite all forces, collect public evidence, and rally to defend rights by creating QQ groups and posting collectively. Expanding the influence of public opinion on safeguarding rights and testing the running platform have attracted the attention of relevant state departments.

3. Call the police to defend rights.

Once negotiation fails, the most effective way is to call the police in the area where the platform belongs and provide evidence to the police in time. It is best to report to the police jointly with local victims to gain time for case detection.

4. Administrative litigation.

If the police do not file a case, or the progress of handling the case is at a loss, you can file an administrative lawsuit and ask a lawyer for help. However, there are many victims of general investment, so the period of administrative litigation will be longer.

The word "financial management" first appeared in newspapers in the early 1990s. With the expansion of China's stock and bond markets, the enrichment of commercial banks and retail businesses, and the increase of citizens' overall income year by year, the concept of "financial management" has gradually become popular. Personal financial management can be roughly divided into personal assets and personal liabilities, including funds, stocks, bonds, deposits, life insurance, gold and other personal assets; Personal housing mortgage loan and personal consumption credit belong to personal liabilities.