According to their different risk preferences, diversified asset allocation can divide the funds into several parts, and the risks change from small to large.

First, make risk-free investments, such as bank deposits, buying government bonds, or dollars and euros, and put some funds into financial management with low risk coefficient.

Secondly, some funds can be invested in floating income, such as gold. Investors can choose the strategy of buying more and more, or they can buy some creditor's rights, stocks, funds and so on.

In short, the currency of any country will depreciate with the development of economy and the rise of prices, while the domestic economy will maintain rapid development, and the depreciation of RMB is inevitable.

Therefore, the cash in hand must flow, invest in wealth management, so as to preserve or increase the value of the money in hand, with an annual income of 4%-6% to avoid the depreciation of the RMB in hand.

Tips: The above information is for reference only.

Reply time: 2021-11-23. Please refer to the latest business changes announced by Ping An Bank in official website.