Fixed investment refers to the business in which investors buy a certain fund product in a certain investment period, at a fixed time and amount, by way of bank consignment. Simply put, it is a kind of fund management business similar to the bank's zero deposit and lump sum withdrawal.

After you open the fund for fixed investment, the banking system will automatically deduct money every month according to the amount of deduction you apply for and the investment period. Starting from the second month after you start the fixed investment business of the fund, the banking system will automatically start to deduct money on the first day of each month according to the amount and years you apply for, and will continue to deduct money on the second day if the account balance is insufficient. The minimum deduction for monthly investment is only 200 yuan. Transaction time, transaction cost, subscription price and fund redemption are generally the same as normal subscription.

Index funds adopt passive investment, choose an index as the imitation object, and buy all or part of the securities in the securities market included in the index according to the standard of the index in order to obtain the same income level as the index.

Tips: The above information is for reference only and does not represent any suggestions.

Reply time: 202 1-0 1-28. Please refer to the latest business changes announced by Ping An Bank in official website.

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