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Every kind of investment will be treated gently by years (20021July financial summary)
First, increase revenue and reduce expenditure.

1) incremental funds

Open source 10745 this month, mainly from the income of serving customers.

The wage income is unchanged, 5500+3700, which is used for living expenses and mortgage expenses.

2) throttling

In July, Mr. Wang's total expenditure was 4,578 yuan, the mortgage expenditure was 3,700 yuan, my total expenditure was 4,798 yuan, and the total expenditure in July was13,076 yuan.

Second, stocks.

1) ping an securities account, clearance income 158 14 yuan, and the first three items are Ji Xu electric, hesheng resources and Haier zhijia.

2) Warburg Securities account, the clearance income was 3,646 yuan, mainly from the sale of convertible bonds.

3) Current wealth management income is 396 yuan.

* * * 19856 yuan, target 10800 yuan, completed the target, overfulfilled the target by 9056 yuan.

Three. fund

1) E Fund's national defense and military industry began to make a fixed investment in April, with a profit of 20%+, reaching the take-profit point, operating redemption, and the remaining 100 was used to observe the dynamics. The accumulated income is 325 1 yuan.

Other funds continue to hold.

Fourth, make new ones.

1)A-shares are new.

Continue to play New China, and didn't win the lottery in July.

2) Renewal of convertible bonds.

Convertible bonds have not been signed yet. The convertible bonds of the national emblem that won the bid in June were sold on the second day of listing, with a profit of 439 yuan.

3) Hong Kong stocks are new.

In July, Kang Sheng Medicine won the lottery and broke down, with a loss of 65,438 yuan +044 yuan+a loss of 350 yuan to sell.

Jingdong Logistics, due to the recent sharp drop in Unicom's share price, also fell to around 29 yuan, and continued to hold it.

Fifth, financial management learning.

1) Buddhist fixed investment training camp is over.

Tell me about my harvest.

I took part in the fixed investment of Buddhism 10, and now I have finished class, and I have checked the last homework and camp.

The biggest gain of the whole: establish a set of financial management system of your own.

These three months' study is fresh and heavy for both beginners and experienced financial managers, because of the re-establishment of the fixed investment fund framework of Buddhism, and because of their own finance, financial management and future life planning.

In the past three months, my husband and I have discussed finance and family finance the most. The previous discussions were all point-to-point and targeted, but there was a lack of planning, let alone implementation strategies.

Now let's talk about family financial management. First, we should set a good goal, and then we should set a good strategy and implement it. In the process of implementation, we will constantly reflect, review and adjust.

All this stems from the thinking changes brought about by the fixed investment process of Buddhism. While thinking, because of the improvement of ability, after setting a goal, I know how to do it.

Less fear, less anxiety, more certainty and peace of mind. At the same time, I joined the knowledge planet, and I was a little confused before.

After attending the fixed investment course of Buddhism, I feel that the knowledge planet is more targeted and I can get the information I want quickly. In order to study and practice financial management,

With such teachers and a group of classmates, there is more joy and a group of peers.

2) Read "Stock Master Manipulation"

I bought a thin book and read it again. I found that I could understand the meaning, but I always felt that it was separated by a layer. A few days later, I began to read again, bit by bit, page by page for three or five times. Combined with my past operation, alas, I found that I basically came from the opposite of some principles mentioned in the book. However, there are some things that my method is consistent with what the book says.

In the opposite direction:

(1) The more you fall, the more you buy, and you always want to spread your losses.

(2) Pay attention to small ups and downs and miss big changes.

In line with the convention in the book:

(1) Only a limited amount of capital is invested in each venture.

(2) After completing a successful transaction, leave half of the profits in the safe, and take this as the code of conduct. My awareness of reserve savings is still relatively strong.

3) Talk with Yuda about financial management.

The establishment and update of financial cognition this month, many of them come from chatting with big brother. I have specially recorded quotations from my eldest brother, but I haven't finished reading them yet. I'll take a picture first.